Are solar panels worth it? UK guide, 2026 Are solar panels worth it?

For most homes with a reasonable roof, yes. The Energy Saving Trust puts the typical payback period in England at 9 to 11 years, and panels last 25 years or more. But whether solar is worth it for you depends on your roof, when you use electricity and the export tariff you choose. Here are the numbers.

Written by the SolarSave team in Retford. Facts checked 11 October 2026.

Is it worth getting solar panels? The short answer

For many UK households, solar panels are worth it. A typical solar panel system costs about £7,600, cuts electricity bills by roughly £190 to £330 a year before any export income, and, with export payments, pays for itself in about a decade. The panels should then keep working for 15 years or more, so most of the savings come after the payback period.

Lots of people have reached the same answer: MCS recorded 148,531 certified solar installations in the first half of 2026 alone. Solar is less worth it if your roof faces north, is heavily shaded or needs replacing soon. The rest of this guide shows where the savings come from, how long they take to cover the cost, and how to tell which group your home is in.

The numbers: initial investment, savings and payback

£7,600Average cost of a 4.5 kWp systemEnergy Saving Trust, October 2026
£190 to £330Yearly bill saving, before export paymentsMoneySavingExpert, using Energy Saving Trust figures
9 to 11 yearsTypical payback in England, with export paymentsEnergy Saving Trust, July 2026 prices
25+ yearsHow long panels should lastEnergy Saving Trust

How much do solar panels save?

There are two kinds of saving: electricity you don't have to buy, and payment for what you send to the grid. How much electricity a system makes depends on its size, which way the roof faces and where you live. As a rough guide, a 4 kWp solar panel system makes about 3,200 to 3,900 kWh a year, based on national government figures for 2024 (a dull year) and 2025 (a sunny one). A typical household uses about 2,500 kWh a year, Ofgem's medium figure, so a system that size can make more than you use over a year, though much of it at times you're not using it.

1. Lower energy bills: electricity you don't buy

Every unit your solar panels make that you use in the house is a unit you don't buy. From October to December 2026 the price cap for electricity is 26.32p a unit (a kilowatt hour). (The government removed VAT from electricity bills from October 2026 to March 2027, which makes each unit you buy slightly cheaper, and so each unit you generate worth slightly less.)

Which?'s 2024 survey of solar owners gives a feel for how much that covers: about a quarter said their panels supplied between half and three-quarters of the electricity they used in a year, and nearly 30% said between a quarter and a half.

2. Export income for excess energy

What you don't use goes to the grid, and under the Smart Export Guarantee (SEG) an energy supplier pays you for that surplus electricity. You need an MCS certified system, fitted by an MCS certified installer, and a smart meter that records exports. Rates range from about 1p to 25p a unit. The best rates are usually for customers who also buy their electricity from that supplier.

3. Using more of your own: a battery or an electric car

Because buying a unit costs more than twice the typical export rate, the more of your solar electricity you use yourself, the better the return. Running the washing machine in the day, a solar battery, or an electric car charged from the panels all help.

Which?'s worked example: a 4.6 kWp system costing £7,400, 2,500 kWh a year of use, export at 12p (prices at June 2025)
RoofLocationGenerationBill savingExportPayback
South, no shadeLondon4,200 kWh£285£37011 years 3 months
South, no shadeEdinburgh3,800 kWh£270£33512 years 2 months
East, some shadeLondon2,800 kWh£225£23516 years 1 month
East, some shadeEdinburgh2,500 kWh£210£20018 years

The direction and shading of the roof made a bigger difference than the distance between London and Edinburgh.

Payback period: how long solar takes to pay for itself

Energy Saving Trust payback estimates, including SEG payments (fuel prices as of July 2026)
LocationHome all dayHome half the dayOut all day
London9 years9 years9 years
Manchester10 years10 years11 years
Aberystwyth9 years9 years10 years
Stirling11 years11 years12 years

Allow for one cost along the way: the inverter in a solar panel system usually needs replacing after around 12 years, at about £800. Solar panels themselves should keep working for 25 years or more, so most systems have well over a decade of savings after paying for themselves.

Your own payback period also depends on what your solar panels cost. A quote well above the average stretches it, so compare quotes on the same system size and kit.

Should you buy solar panels now or wait?

Two things argue against waiting. Every year you wait is a year of savings you don't get. And government incentives change: the 0% VAT on solar panels and batteries fitted in homes ends on 31 March 2027. The rate is then due to go back to 5%, which adds about £380 to a £7,600 system.

Prices have been falling. Trade press reports of the government's 2025/26 cost data say the typical cost per kW of small home systems fell by about 8 to 9% on the year before, after inflation. There's no guarantee that continues, while the VAT change is already scheduled.

What makes solar more worth it: roof direction and how you use power

  • A south-facing, unshaded roof. Solar panels work best facing south. East and west-facing roofs produce about 15 to 20% less, and north-facing roofs about 30% less.
  • Using power in the day. How much electricity you use while the sun's up matters: working from home, or running appliances in daylight, both help.
  • A good export tariff. Shopping around can more than double what you're paid for exports.
  • An electric vehicle or heat pump. More of your solar gets used at home.
  • A battery, if your usage suits one. See are solar batteries worth it?
  • Fitting before 31 March 2027, while solar and batteries for homes are 0% VAT.

Solar can also improve your home's EPC rating.

Is it worth adding battery storage?

A battery stores daytime solar for the evening, so you use more of your own electricity and import less. It adds a lot to the upfront cost: the Energy Saving Trust puts battery storage at anywhere from £1,500 to £10,000, with a 5 kWh system around £4,600, and says the savings "won't always be enough on their own" to justify it. It suits homes whose electricity usage peaks in the evening.

Most new batteries now go in alongside panels: MCS says 92% of battery installations in 2026 so far were on homes with solar. If you're pricing solar and battery storage together, ask for the panels on their own too, so you can see what the battery adds. You can also add battery storage later: we fit batteries to systems other companies installed too. Our guide to whether solar batteries are worth it does those sums.

Before installing solar panels: when it might not be worth it

  • Your only usable roof faces north, or is heavily shaded by trees or nearby buildings. Heavy shading can cut output by up to half.
  • Your roof needs replacing within a few years. Do the roof first, or panels will have to come off and go back on.
  • You use very little electricity and can't get a decent export rate.
  • You're likely to move soon and your main reason is resale value: the evidence that panels add value is mixed. See do solar panels add value?
  • You can't find the upfront cost. For most people the initial investment is the biggest hurdle: about £7,600 for a typical system, which takes around a decade to come back.

Two limits to know, whichever group you're in. Output drops a lot in winter: the last three months of 2025 made only about a tenth of that year's UK solar electricity. And solar panels switch off in a power cut for safety, so they won't keep your lights on unless a battery is set up with extra backup equipment.

If your roof isn't suitable, plug-in solar kits of up to 800 W became legal to buy and use from 27 August 2026. The government estimates they save up to £110 a year, far less than a roof system.

If solar does suit your home, the work itself is quick: we fit most homes in a day, and notify your network operator afterwards.

We'd rather tell you solar isn't right for your house than sell you a system that won't pay. If that's the answer for your roof, we'll say so.

Environmental impact and energy independence

Solar cuts your carbon footprint: the Energy Saving Trust estimates around a tonne of carbon a year for a typical system. At the end of their life, panels come under the WEEE recycling rules in their own category, which means producers fund their collection and recycling.

It gives you some independence from energy prices, because every unit you make yourself is one you don't buy at whatever the price cap is. It doesn't take you off the grid: you'll still rely on imported electricity at night and in winter, and pay the standing charge, so expect lower energy bills, not none.

On house value the evidence is mixed. Which? found most estate agents said panels don't typically add value but can make a home easier to sell, while Solar Energy UK's analysis puts the average uplift at 0.9% to 2%.

Is it worth it in the north?

Yes. Which? estimates the south gets about 20% more solar energy than the far north, but real-world data on home systems tells a less simple story. In the government's analysis of small solar systems for 2024/25, the North East was among the best-performing regions in England, alongside the South West and East of England, while London was the lowest. Cooler panels generate electricity slightly more efficiently, and northern summers have long days.

We install within 100 miles of Doncaster, across Yorkshire, the East Midlands and parts of the North East. Your quote shows what your own roof could generate, so you can do the sums for your house.

Questions people ask

How long do solar panels take to pay for themselves?

Typically 9 to 11 years in England, according to the Energy Saving Trust, with export payments. A south-facing roof and good export tariff shorten it; shade and an east or north-facing roof lengthen it.

How much do solar panels save a year?

MoneySavingExpert, using Energy Saving Trust figures, puts the bill saving for a typical 4.5 kWp system at £190 to £330 a year, before any export income. SEG payments come on top, depending on your tariff.

Do solar panels save money?

Yes, for most homes with a suitable roof. They cut the electricity you buy and earn SEG payments for what you export, and a typical system pays back its cost in 9 to 11 years.

Are solar panels worth it if I'm out all day?

Usually still yes, but more of your power gets exported, so a good export tariff or a battery matters more. The Energy Saving Trust's payback figures for people out all day are the same or at most a year longer.

Are solar panels worth it in 2026?

For most suitable homes, yes. Solar and batteries for homes are 0% VAT until 31 March 2027, and panels last 25 years or more.

Do solar panels work on cloudy days?

Yes, but they make less. The Energy Saving Trust says panels still generate electricity on cloudy days, and produce less in winter because the days are shorter and the sunlight is weaker.

Do solar panels require planning permission?

Usually not on a house. Roof panels normally count as permitted development if they stick out no more than 0.2 m from a pitched roof and sit no higher than the highest part of the roof. Listed buildings need consent.

How many solar panels can I fit on my roof?

It depends on the roof's size and shape. A typical panel is about 1.76 m by 1.13 m, and the Energy Saving Trust says a 4.5 kWp system covers 20 to 30 m² of roof. Our guide to how many panels you need explains how to work it out.

Will I still pay electricity bills?

Yes, but smaller ones. Panels make little in winter and nothing at night, so you'll still buy some electricity and pay the standing charge.

Sources

Figures and rules on this page were checked on 11 October 2026. Schemes, tariffs and prices change, so check the latest before you decide.

  1. Energy Saving Trust: Solar panels, costs, savings and benefits, updated 1 October 2026
  2. Energy Saving Trust: Solar power fact check, updated 13 August 2026
  3. Energy Saving Trust: Battery storage, updated 6 October 2026
  4. Ofgem: Review of typical domestic consumption values, decision, 27 May 2026
  5. MoneySavingExpert: Solar panels, are they worth it?, updated 28 September 2026
  6. Which?: Are solar panels worth it?, 15 May 2026
  7. Which?: Solar panels buying advice, 12 August 2026
  8. Which?: Solar panels, how much of your electricity can they produce?, 27 June 2024
  9. Which?: Do solar panels add value to your home?, 13 April 2026
  10. Ofgem: Energy price cap, 1 October to 31 December 2026, 26 August 2026
  11. Ofgem: Smart Export Guarantee, checked 11 October 2026
  12. Which?: Smart Export Guarantee rates, the best and worst tariffs, 24 April 2026
  13. Ofgem: SEG guidance for generators, December 2019, still current
  14. Energy Networks Association: G98 single premises summary guide, checked 11 October 2026
  15. DESNZ: Digest of UK Energy Statistics 2026, chapter 6 (renewables), 2026
  16. DESNZ: Feed-in Tariff load factor analysis 2024/25, 18 December 2025
  17. DESNZ: Energy Trends March 2026, 2 April 2026
  18. MCS: The 2026 Low Carbon Landscape, updated 20 August 2026
  19. GOV.UK: Solar photovoltaic (PV) cost data, updated 28 May 2026
  20. pv magazine: UK hits 22.3 GW solar capacity as cost per kW falls, 4 June 2026
  21. GOV.UK: Households can save as plug-in solar panels come to market, 26 August 2026
  22. GOV.UK: Electrical and electronic equipment covered by the WEEE Regulations, updated 12 August 2025
  23. legislation.gov.uk: S.I. 2026/896, solar permitted development changes, in force 27 August 2026
  24. legislation.gov.uk: Planning (Listed Buildings and Conservation Areas) Act 1990, section 7, up to date to 5 October 2026
  25. Trina Solar: Vertex S+ NEG9R.28 datasheet, 2026
  26. HMRC: VAT on energy-saving materials and heating equipment (Notice 708/6), zero rate runs to 31 March 2027

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